Moral Care Limited

Care at home is paid for in the following ways in the UK:

When will the local authority pay for care at home? 

To decide if you are eligible for support for care, the local authority will first carry out a free needs assessment.

If you’re assessed as having ‘eligible needs’, the council will then carry out a financial assessment to work out how much you should contribute to the cost of your care. There are thresholds for savings and assets, above which you will need to pay for your own care.

The upper limits in 2020-21 are:

If you qualify for local authority funding for care at home, you may be offered a personal budget. This is the budget allocated by the council towards meeting your care needs; it enables you to make choices about your own care arrangements.

Self-funding care at home

You’ll have to pay for your own care at home:

When will the NHS cover the cost of care at home?

The NHS will pay all care costs at home under certain circumstances. NHS Continuing Healthcare funds people who need on going health care outside of hospital if they have complex medical care needs due to disability, accident or a major illness. This funding isn’t means tested.

After a short illness or hospital stay, you may be eligible for up to six weeks of free support. This is called NHS Intermediate Care